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{"sheet":"Individual Calculator","index":0,"n_rows":44,"n_cols":10,"rows_kept":44,"cut":false,"hidden":false,"merged":[[34,6,35,6],[39,1,40,1],[39,2,40,2],[34,4,35,4],[34,0,35,0],[2,2,2,6],[38,1,38,5],[5,5,5,6],[38,7,40,8],[39,3,40,3],[39,4,40,4],[39,5,40,5],[39,6,40,6],[32,1,33,3],[32,4,33,8],[34,7,35,7],[34,8,35,8],[34,3,35,3],[34,1,35,1],[34,2,35,2],[34,5,35,5]]}
[]
[]
[null,null,"Short Term Medical Premium Calculator"]
[null,null,null,null,"Requested Effective Date (MM/DD/YYYY)"]
[]
[null,null,"State",null,null,{"$f":"IF(D6=\"MO\", \"MO allows up to 6 months of coverage\", IF(D6=\"SC\",\"SC allows up to 11 months of coverage\",\"\"))","v":""}]
[null,null,"Zip Code",null,null,"Coverage (# of Month)"]
[null,null,"Deductible (One Insured / Two or more Insured)",null,null,"Single Payment"]
[null,null,"Coinsurance"]
[]
[null,null,null,"Gender","DOB MM/DD/YYYY","Age","Rate Type"]
[null,null,"Primary",null,null,{"$f":"IF(OR(ISBLANK($F$4), ISBLANK(E12)), \"\", YEAR($F$4)-YEAR(E12)-IF(OR(MONTH($F$4)<MONTH(E12), AND(MONTH($F$4)=MONTH(E12), DAY($F$4)<DAY(E12))), 1, 0))","v":""}]
[null,null,"Spouse",null,null,{"$f":"IF(OR(ISBLANK($F$4), ISBLANK(E13)), \"\", YEAR($F$4)-YEAR(E13)-IF(OR(MONTH($F$4)<MONTH(E13), AND(MONTH($F$4)=MONTH(E13), DAY($F$4)<DAY(E13))), 1, 0))","v":""}]
[]
[null,null,"Number of dependent children to be covered ages 0-25: "]
[]
[]
[]
[null,null,null,{"$f":"IF(D26=\"\", F26, D26)","v":"Monthly Premium"}]
[]
[]
[]
[]
[null,null,null,null,{"$f":"IF(D26=\"\", F27, D27)","v":""}]
[]
[null,null,null,{"$f":"IF(H43=1, G43, \"\")","v":"Monthly Premium"},null,{"$f":"IF(H44=1, G44, \"\")","v":""}]
[null,null,null,{"$f":"IF(ISBLANK(D12), \"\", IF(D26=\"\", \"\", I43))","v":""},null,{"$f":"IF(F26=\"\", \"\", I44)","v":""}]
[]
[null,null,"As of 2/9/2015, this calculator is only for GA, IL, MO, and OK. "]
[]
[]
[null,"Deductible",{"$f":"VLOOKUP(D8, Sheet3!A33:B36, 2, FALSE)","v":{"$error":"#N/A"}}]
["Policy Selection","Policy Selection",null,null,"Primary Insured"]
[]
["First 3-Dig Zipcode","Coinsurance Factor","Area Factor","Sngl Pymt factor","Primary BASE RATE",1000,2500,5000,10000,{"$f":"IF(OR(ISBLANK($F$4), ISBLANK(E12)), \"\", YEAR($F$4)-YEAR(E12)-IF(OR(MONTH($F$4)<MONTH(E12), AND(MONTH($F$4)=MONTH(E12), DAY($F$4)<DAY(E12))), 1, 0))","v":""}]
[]
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[]
[null,"Spouse",null,null,null,null,"Children","Premium"]
[null,"Spouse BASE RATE",1000,2500,5000,10000,"Children Premium"]
[]
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[null,null,null,null,null,null,"Monthly Premium",{"$f":"IF(H44=1, 0, 1)","v":1},{"$f":"IF(ISNUMBER(H42), ROUND(H42/G7, 2), H42)","v":"Please verify above information"}]
[null,null,null,null,null,null,"Single Premium",{"$f":"IF(AND(G7>=3, G8=\"Yes\"), 1, 0)","v":0},{"$f":"H42","v":"Please verify above information"}]

{"sheet":"Multiple Calculator","index":1,"n_rows":93,"n_cols":33,"rows_kept":93,"cut":false,"hidden":true,"merged":[[7,4,8,4],[7,1,8,1],[7,15,8,15],[7,6,8,6],[7,7,8,7],[7,5,8,5],[7,11,8,11],[7,14,8,14],[2,0,2,32],[5,0,6,5],[7,0,8,0],[3,0,3,32],[5,31,8,31],[7,27,8,27],[7,22,8,22],[7,23,8,23],[7,2,8,2],[7,8,8,8],[7,21,8,21],[7,16,8,16],[7,17,8,17],[7,19,8,19],[7,20,8,20],[7,3,8,3],[5,32,8,32],[5,9,6,18],[5,19,6,28],[5,29,6,30],[7,28,8,28],[7,29,8,29],[7,30,8,30],[7,25,8,25],[7,26,8,26],[7,18,8,18],[7,9,8,9],[7,10,8,10],[7,12,8,12],[7,24,8,24],[7,13,8,13]]}
[]
[]
["Short Term Major Medical Premium Calculator"]
["Effective on 1/20/2015"]
[]
["Policy Selection",null,null,null,null,null,null,null,null,"Primary Insured",null,null,null,null,null,null,null,null,null,"Spouse",null,null,null,null,null,null,null,null,null,"Children",null,"Total Premium","Equivalent to $$/Month"]
[]
["State","Zipcode","Coinsurance","Deductible","Period (# of Month)","Single Payment?","Coinsurance Factor","Area Factor","Sngl Pymt factor","Last Name","First Name","Age","Gender","Rate Type","Primary BASE RATE",1000,2500,5000,10000,"Last Name","First Name","Age","Gender","Rate Type","Spouse BASE RATE",1000,2500,5000,10000,"Number of Dependent Children","Children Premium"]
[]
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[]
["Short Term Major Medical"]
["Proposed Monthly Premium as of 12/5/2014"]
[]
[]
[null,"     $1,000 Deductible",null,null,null,"     $2,500 Deductible",null,null,null,"     $5,000 Deductible",null,null,null,"     $10,000 Deductible"]
["Age","Male",null,"Female",null,"Male",null,"Female",null,"Male",null,"Female",null,"Male",null,"Female"]
[null,"NTU","STD","NTU","STD","NTU","STD","NTU","STD","NTU","STD","NTU","STD","NTU","STD","NTU","STD"]
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[]
["Per Dependent Child",94.53,null,null,null,65.12,null,null,null,51.47,null,null,null,41.23]
[]
["Coinsurance","Deductible"]
[null,1000,2500,5000,10000]
[0.5,0.83,0.82,0.81,0.8]
[0.75,1,1,1,1]
[]
["One Time Non-commissionable Application Fee: $20.00"]
[]
["Modal Factors:  Monthly Bank Draft = 1.0, Quarterly = 3.0, Semi-Annually = 6.0"]
[]
["Add $2.00 per month processing fee for direct bill"]
[]
["Factor for one lump sum payment of entire coverage period: ",null,null,null,null,0.8,"(only applies to coverage of 3 month or longer)"]
[]
["PREMIUM RATE AREA FACTORS"]
[]
["STATE","ZIP","FACTOR"]
["GEORGIA","303, 311, 399",1]
["GEORGIA","300-302, 305-306",0.9]
["GEORGIA","all other in Georgia",0.8]
["OKLAHOMA","al",0.8,"Final"]
["PENNSYLVANIA","190-192",1.05,"Final"]
["PENNSYLVANIA","150-154, 180, 181, 183, 189,",0.9,"Final"]
["PENNSYLVANIA","all other in Pennsylvania",0.8,"Final"]
["SOUTH CAROLINA","al",0.75]
["TENNESSEE","all",0.75,"Final"]
["TEXAS","770 -777, 780, 785, 788, 798, 799",1.05,"Final"]
["TEXAS","750-754, 760 -762, 782",1,"Final"]
["TEXAS","all other in Texas",0.75,"Final"]

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